June 2024 – Page 2 – Stitchwallet

Strategic Investment Tactics for Maximizing Profits in a Recession

The word "recession" can send chills down the spine of any investor. When it hits, the stock market usually crashes, your 401(k) loses value, beloved businesses shut down, and media…

stitchwallet June 22, 2024

Credit

Effective Strategies for Erasing Credit Report Disputes and Boosting Your Score

It's always smart to keep an eye on your credit score and report. I've been focusing on this lately, and I'm thrilled to say that my credit score has significantly…

stitchwallet June 20, 2024

Savings-budgeting

Achievable Strategies for Building Wealth

Creating Wealth Beyond Your Job: Wealth Creation Strategies You Can Start Using Now: Do you think getting rich is reserved for a select few, and you're not one of them?…

stitchwallet June 19, 2024

Insurance-planning

Deciding Between Term and Permanent Life Insurance – A Detailed Comparison, Part 2

In the first part of our discussion, we compared Term and Permanent Life Insurance. Term Insurance is cheaper but has an expiration date and gets pricier over time. On the…

stitchwallet June 14, 2024

Stocks

Weighing the Benefits and Drawbacks of Using Brokers to Sell Your Annuities

Sometimes your investments don’t turn out as you planned, and you might decide it’s time to sell your annuities. Selling a structured settlement can be challenging, mainly because you need…

stitchwallet June 14, 2024

Savings-budgeting

Mastering Your Finances: Step 1 – Tracking Your Spending Habits

This article isn't one of those typical “how-to” guides that urge you to track every purchase you've ever made because that usually just ends up wasting time. Tools like Mint.com…

stitchwallet June 14, 2024

Mortgage-refinance

Journeys in Refinancing: Chapter 5

I'm thrilled to share that we've finally wrapped up our journey to refinance our mortgage. As of Monday, we closed on a new mortgage through the Home Affordable Refinance Program…

stitchwallet June 13, 2024

Savings-budgeting

My Journey to Scoring Complimentary Flights and an Exceptional Travel Strategy Tool

I just scored a set of free flights for next year’s vacation, and I’m thrilled about it! This year, I spent nearly $2,000 on flights alone for our family trip.…

stitchwallet June 12, 2024

Savings-budgeting

Optimal Strategies for Growing Your Rainy Day Savings with Minimal Risk

Having a solid emergency fund, or rainy day savings, is crucial for financial health. Some experts, like Dave Ramsey, suggest starting with as little as $1,000. However, it's more common…

stitchwallet June 11, 2024

Savings-budgeting

Crafting Your Ideal Financial Blueprint: A Comprehensive Guide

How much thought have you put into your financial plan? From my career observations, it's clear that successful businesses have a solid financial plan at their core. We could all…

stitchwallet June 11, 2024