Posted inSavings-budgeting
Transforming Green Pool Water to Crystal Clear Blue
If your pool water is looking cloudy or has turned a nasty green, here’s a guide to help you transform it back to that inviting blue color. For years, I…
Posted inSavings-budgeting
How to Effectively Utilize Your Roth IRA as an Emergency Fund
If you're juggling saving for retirement and preparing for life's unexpected challenges, there might be a helpful solution for you: using your Roth IRA as an emergency fund. Thanks to…
Posted inSavings-budgeting
Prepare for Increased Emergency Savings – Troubling Times Ahead!
If you’re walking around with a cloud of optimism thinking nothing bad will ever happen to you and that having around $1,000 as an emergency fund is enough, I’ve got…
Posted inCredit
Achieving Excellence in Your Credit Score: Strategies for Enhancement
**Types of Payments:** **Installment Loans:** **Credit Cards:** **Keeping Accounts Open:** Ever wondered how to achieve a perfect credit score? So much of what we buy or finance depends on our…
Posted inMortgage-refinance
Evaluating the Pros and Cons of Mortgage Points
Understanding mortgages can be tricky with terms like interest rates, amortization, escrow, and PMI. Adding the concept of points can make it even more confusing. However, knowing whether to buy…
Posted inSavings-budgeting
Step 4 of Budgeting: Include Those Memorable Occasions
I've already mentioned that a year isn't just like having the same month repeated twelve times. Different events and unique occurrences can really impact your finances. The next step is…
Posted inSavings-budgeting
5 Financial Insights the Wealthy Understand That Remain Unseen by Most
### How the "Rich" Get Rich Many people wonder how the "Rich" actually get rich. Were they all born into money, inheriting trust funds, or is there a more systematic…
Posted inSavings-budgeting
Minimize Your Costs: Refinance Your Auto Loan Today
Just one week after closing on our mortgage refinance, my wife and I got another big break in our expenses. I always make it a point to review a few…
Posted inStocks
How Borrowing Against 401k Funds Fueled One Man’s Remarkable Comeback
I absolutely despise debt. It drains the joy out of life. But it wasn’t always this way for me. In business school, I learned the benefits of using other people’s…