stitchwallet – Stitchwallet

Understanding Flexible Spending Accounts: How FSAs Function

Are you familiar with flexible spending accounts (FSAs)? You might have heard about them through your HR department and wondered, "How would this benefit me?" or "How exactly does an…

stitchwallet September 17, 2024

Stocks

Mastering the Art of Reading Stocks and Assessing Key Metrics

One of the key differences between individual stock investors and mutual fund investors is understanding how to read and evaluate stocks on an individual basis. Unlike mutual funds, individual…

stitchwallet September 17, 2024

Stocks

An In-Depth Look at Charles B. Carlson’s “The Little Book of Big Dividends”

If you think that investing in bonds or CDs is the only way to navigate the ups and downs of the stock market, think again! Charles Carlson shows that dividends,…

stitchwallet September 16, 2024

Savings-budgeting

A Beginner’s Guide to Effective Money Management

Why Do You Need to Know How to Budget? Creating a Budget: Why It's Essential Setting up a budget is one of the best things you can do for…

stitchwallet September 13, 2024

Mortgage-refinance

Calculating Your Earnings From Renting Out Your Home

When it comes to buying stocks, the common advice is to "buy low and sell high." This principle isn't just for stocks; it's about spotting opportunities in general. Even though…

stitchwallet September 11, 2024

Mortgage-refinance

How to Determine the Right Mortgage Size for Your Budget

How big is “too big” when it comes to the price of a new house? That's something everyone wonders about when they're shopping for a new home: What size mortgage…

stitchwallet September 11, 2024

Savings-budgeting

Balancing Rainy Day Funds and Retirement Savings: What’s the Optimal Strategy?

Every day, well-meaning couples have to make a financial decision: Should they focus on rebuilding their emergency savings or keep saving for retirement? We recently faced this exact situation at…

stitchwallet September 10, 2024

Stocks

The Growing Preference for Actively Managed Funds Over Passive Index Funds: A Closer Look

**Bogle’s Investment Philosophy** Most managers, around 85% to 90%, fail to outperform their benchmarks due to fees and transaction costs, which end up reducing the value of their investments. **Why…

stitchwallet September 8, 2024

Stocks

Reasons Behind My Decision to Sell Apple Stock

Admit it. When you first saw the title of this post, you probably thought, "What is this guy thinking?" Who would even consider selling one of the most successful and…

stitchwallet September 7, 2024

Stocks

An Introduction to Annuities and Their Benefits

There are a lot of things to consider when planning for retirement, and understanding annuities is crucial. Here’s a basic guide to help you grasp their benefits. Annuities are financial…

stitchwallet September 7, 2024