stitchwallet – Page 12

Mastering Month-by-Month Budgeting: A 12-Month Guide

Here's how you can make your budget more advanced than everyone else's: First, copy your one-month budget across 12 columns to cover the entire year. We’re creating a yearly budget,…

stitchwallet May 3, 2024

Mortgage-refinance

Crafting a Home You’ll Cherish: A Step-by-Step Guide

Tips and Steps to Building a House You Love Forever: So, you've finally done it! After all your hard work, you and your family are ready to build your dream…

stitchwallet May 3, 2024

Savings-budgeting

September 2012 Cash Flow Plan: A Fresh Perspective

### The Spotlight on Cash Flow: As summer ends and we gear up for back-to-school season, our household undergoes a range of financial changes. This is usually the time when…

stitchwallet May 1, 2024

Stocks

ETF vs Mutual Fund – Here’s Why I Prefer Investing in Mutual Funds

When you're planning for retirement and looking to diversify your investments, you're typically choosing between two main options: ETFs (Exchange Traded Funds) and mutual funds. Recently, while transferring my old…

stitchwallet April 25, 2024

Stocks

Can Expert Guidance Improve Our Dividend Stock Investments? Six-Month Progress Report

Imagine if there was an easy way to invest in dividend stocks by simply reading expert opinions to predict their performance for the next year. That’s the idea I played…

stitchwallet April 24, 2024

Savings-budgeting

Harnessing Customer Retention Strategies to Reduce Your Expenses

Lessons Learned: 1. Don’t hesitate to ask for a better deal. 2. Have a competitor’s offer ready. 3. Be prepared to call their bluff. Here’s a recap of my experience…

stitchwallet April 24, 2024

Savings-budgeting

Affordable Vacation Strategies for a Cost-Conscious Getaway

David Bosier, a personal finance and money-saving enthusiast, shares some great tips for vacationing on a budget. There’s nothing quite like the anticipation of an upcoming vacation. Just thinking about…

stitchwallet April 23, 2024

Savings-budgeting

Mastering Black Friday: Essential Strategies for the Ultimate Bargains

Getting the Most Out of Black Friday Shopping: Wow, can you believe it's nearly that time of year again? Christmas is just around the corner, bringing along the exciting chaos…

stitchwallet April 20, 2024

Mortgage-refinance

Exploring Refinancing Journeys: Chapter Four

We've got some exciting news: We've applied for a refinance! ## What's New It's been a while since my last update, and a lot of good things have happened since…

stitchwallet April 19, 2024

Insurance-planning

Essential Elements for Your Personal Safety Net

You routinely lock your doors, check for traffic before crossing the street, and turn off your electronics when you leave home. Yet, many of us are one crisis away from…

stitchwallet April 19, 2024