Posts by stitchwallet

### How Do They Work? ### Loan Basics: If you have some extra money and want to pay off one of your debts, you might wonder: Should I pay off…

**My Budgeting Advice for Staying on Track** Why do budgets often fail? You diligently read through your receipts, set goals, establish limits, and track every purchase. Despite this meticulous planning,…

Why do we struggle with handling our money? Some of us live paycheck to paycheck and barely save anything. Others do okay but never fully take advantage of the best…

After completing Step 5, does your budget align with your goals? Did you make necessary adjustments and sacrifices? Do you have a positive balance each month throughout the year? Is…

## Building Financial Security: Tips for Saving for Emergencies The other day, I was chatting with a few coworkers about how long we’d be financially stable if we lost our…

Winter can be tough for many people. It's cold, dark, and travel is more difficult. These factors often make people want to stay indoors, which can significantly increase their energy…