--- Download My Free Excel Budget Template: Closing Thoughts: In the earlier chapters, we covered various strategies for successfully creating a budget that works for you. Now, let's get practical…
Throughout this series, particularly in Part 2, I've mentioned not to stress over individual credit card purchases in the beginning. Instead, consider them as one large category. This approach helps…
It’s a new year, and I’m feeling hopeful about new opportunities. With that in mind, I’m thinking about adding a few more individual stocks to my portfolio. I usually invest…
### Why I'm Interested in Dividend-Paying Stocks #### Deciding Which Stocks to Buy This Year When investing, you quickly learn that nothing is set in stone and that guidelines can…
### 12 Percent Annual Returns Are Unrealistic: ### 8 Percent Retirement Withdrawal is WAY Too High! ### Actively Managed Funds vs. Passively Managed Funds: We often like to think that…
I love following J Money’s “Challenge Everything” series on Budgets are Sexy. If you haven’t heard of it, J selects a different bill each month and tries to lower it.…
Who’s ready for a financial showdown? When it comes to investing, there’s a big divide between those who put their money in real estate and those who prefer stocks—like the…
When I was a kid, my bank had something called a "Christmas Club" program. It worked like this: I'd decide how much money I wanted to save for Christmas, say…
## Flights and Hotels on a Budget: Our Travel Hacking Story What’s better than getting your entire family vacation to Florida for almost free? How about scoring a second getaway…