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Evaluating the Pros and Cons of Mortgage Points
Posted inMortgage-refinance

Evaluating the Pros and Cons of Mortgage Points

Understanding mortgages can be tricky with terms like interest rates, amortization, escrow, and PMI. Adding the concept of points can make it even more confusing. However, knowing whether to buy…
Posted by stitchwallet July 13, 2024
Choosing Between Early Car Loan Pay-Off or Mortgage Payment: What Should You Prioritize?
Posted inMortgage-refinance

Choosing Between Early Car Loan Pay-Off or Mortgage Payment: What Should You Prioritize?

**Deciding Which Debt to Pay Off First: Car Loan or Mortgage** If you have some extra money and want to use it wisely to pay off a debt, you might…
Posted by stitchwallet July 7, 2024
Journeys in Refinancing: Chapter 5
Posted inMortgage-refinance

Journeys in Refinancing: Chapter 5

I'm thrilled to share that we've finally wrapped up our journey to refinance our mortgage. As of Monday, we closed on a new mortgage through the Home Affordable Refinance Program…
Posted by stitchwallet June 13, 2024
Exploring New Horizons in Refinancing: Chapter 3
Posted inMortgage-refinance

Exploring New Horizons in Refinancing: Chapter 3

Since my last post on refinancing, I've read a lot of articles and posts online and noticed that many of us share common issues with refinancing. Here are the main…
Posted by stitchwallet June 1, 2024
Crafting a Home You’ll Cherish: A Step-by-Step Guide
Posted inMortgage-refinance

Crafting a Home You’ll Cherish: A Step-by-Step Guide

Tips and Steps to Building a House You Love Forever: So, you've finally done it! After all your hard work, you and your family are ready to build your dream…
Posted by stitchwallet May 3, 2024
Exploring Refinancing Journeys: Chapter Four
Posted inMortgage-refinance

Exploring Refinancing Journeys: Chapter Four

We've got some exciting news: We've applied for a refinance! ## What's New It's been a while since my last update, and a lot of good things have happened since…
Posted by stitchwallet April 19, 2024
Deciding Whether to Pay Off Your Mortgage Ahead of Schedule
Posted inMortgage-refinance

Deciding Whether to Pay Off Your Mortgage Ahead of Schedule

1. The joy of becoming debt-free! 2. Saving a ton on interest. 3. Building up home equity. 4. Securing a fixed return rate. 5. Reducing the money needed for retirement.…
Posted by stitchwallet April 11, 2024
Refinancing Escapades: Chapter 1
Posted inMortgage-refinance

Refinancing Escapades: Chapter 1

I've recently decided to seriously consider getting a home refinance loan. With home interest rates at their lowest in history, I feel like this is an opportunity I can't afford…
Posted by stitchwallet April 10, 2024
Paying Off Your Mortgage vs. Investing: What’s the Smart Choice? – Part 1
Posted inMortgage-refinance

Paying Off Your Mortgage vs. Investing: What’s the Smart Choice? – Part 1

One of the most common, light-hearted questions people love to ask each other is: "What would you do if you won the lottery?" The typical responses range from buying a…
Posted by stitchwallet April 8, 2024

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