Savings-budgeting

Are you familiar with flexible spending accounts (FSAs)? You might have heard about them through your HR department and wondered, "How would this benefit me?" or "How exactly does an…

  Why Do You Need to Know How to Budget? Creating a Budget: Why It's Essential Setting up a budget is one of the best things you can do for…

Every day, well-meaning couples have to make a financial decision: Should they focus on rebuilding their emergency savings or keep saving for retirement? We recently faced this exact situation at…

If you're looking to get better at managing your money, one of the first steps you need to take is learning how to live more frugally. Now, I get it—when…

The Hidden Deductible: Is Cell Phone Insurance Worth It? Do you have insurance or an equipment protection plan for your cell phone? If so, you're in good company. Given how…

If you've ever borrowed money, you know it seems great at first until the bills start arriving. When you realize how much interest you're paying on top of the borrowed…

### Our Long-Term Financial Goals – Overview **Investment Goals:** **Debt Goals:** **More Passive Income:** Happy New Year, everyone! I hope you're all safe and smoothly transitioning into this new start.…

I want to be the first to give you a gift this Christmas season: my free, downloadable Christmas Present Planner. To save money this season, the key is to get…

Testing Your Budget's Strength Creating a well-designed budget is key to managing your money and living within your means. If you've developed a budget that is tailored to your needs,…

--- Download My Free Excel Budget Template: Closing Thoughts: In the earlier chapters, we covered various strategies for successfully creating a budget that works for you. Now, let's get practical…