Savings-budgeting

Ryan Jones, a regular contributor to Debt Consolidation Care, is well-versed in the debt industry and has provided insightful articles on various financial websites. Here, he explores the 529 plan,…

Whether you're thinking about buying your first car or replacing an old one, there's a big decision you need to make right away: Should you go for a new car…

Hyatt is the Best Value for Your Money Big Rewards with the Chase Sapphire Reserve Card Easy Points Conversion Over $1,000 in Rewards More Travel Hacking with Another Credit Card?…

Please don’t be upset with me. I’m genuinely happy that you’ve been following the advice on saving for retirement and other financial goals. But now I want to talk about…

My family often gets asked about the sacrifices we made while paying off over $20,000 in credit card debt. Usually, I tell people about how we canceled vacations, stopped eating…

**Car Repairs Are the Worst: Why You Need Emergency Money** Think that having $1,000 in your emergency fund is enough? Think again! Normally, I don’t talk much about this, but…

### Understanding the Impact of Extra Principal Payments At the start of each new year, I dive into our budget to see where we can make the most of our…

Here's how you can make your budget more advanced than everyone else's: First, copy your one-month budget across 12 columns to cover the entire year. We’re creating a yearly budget,…

### The Spotlight on Cash Flow: As summer ends and we gear up for back-to-school season, our household undergoes a range of financial changes. This is usually the time when…

Lessons Learned: 1. Don’t hesitate to ask for a better deal. 2. Have a competitor’s offer ready. 3. Be prepared to call their bluff. Here’s a recap of my experience…