Savings-budgeting

David Bosier, a personal finance and money-saving enthusiast, shares some great tips for vacationing on a budget. There’s nothing quite like the anticipation of an upcoming vacation. Just thinking about…

Getting the Most Out of Black Friday Shopping: Wow, can you believe it's nearly that time of year again? Christmas is just around the corner, bringing along the exciting chaos…

It's important to realize that you don't need to agree with every piece of financial advice you come across. I certainly don't. Recently, I read an article by Molly McCluskey…

If you’re wondering how to make the most out of $1,000, you’re in the right spot. Anytime you get extra money, it’s crucial to know your options and how you…

We all know that budgeting is key to managing our money. But have you ever thought that an annual budget might work better than a monthly one? Typically, budgeting involves…

### How Do They Work? ### Loan Basics: If you have some extra money and want to pay off one of your debts, you might wonder: Should I pay off…

**My Budgeting Advice for Staying on Track** Why do budgets often fail? You diligently read through your receipts, set goals, establish limits, and track every purchase. Despite this meticulous planning,…

Why do we struggle with handling our money? Some of us live paycheck to paycheck and barely save anything. Others do okay but never fully take advantage of the best…

After completing Step 5, does your budget align with your goals? Did you make necessary adjustments and sacrifices? Do you have a positive balance each month throughout the year? Is…

## Building Financial Security: Tips for Saving for Emergencies The other day, I was chatting with a few coworkers about how long we’d be financially stable if we lost our…